What’s The Point Of Making Investments?

What’s The Point Of Making Investments?

What’s The Point Of Making Investments?


First off, let's answer the basic question, why do people invest?

In simple terms, to make more money obviously.


You may already know this but just to re-familiarise yourself, monetary investments can be done in many forms in India. Some of the more common ones (as of 2019) include:

  • Recurring or Fixed Deposits (RD/FD)
  • Public Provident Funds (PPF)
  • Direct Equities or Share Purchases
  • Real Estate Investments
  • Mutual Fund (SIP)
  • Indian Gold ETF Investments
  • Unit Linked Insurance Plans (ULIP)
  • National Pension System (NPS)


There are more options out there of course, but the point is, investments are as important as expenditures on basic necessities such as groceries and toiletries. It is a part and function of every financial plan geared towards preparing you for emergencies, a debt-free life and ultimately, reaching your financial goals. Investments are nothing but smart saving in short-term, long-term, and even mid-term goals.


If you're reading this, you've probably either gone through some of our sessions or maybe your only interest is in 'investment' itself and Google landed you here! Regardless, you already have a goal in mind, i.e., to meet your goals faster. Stashing money behind drawers and under mattresses isn't a viable choice, in fact, it hasn't been since the 1980s. Remember what happened to a lot of old folks during the demonetization period? A large chunk of our citizens suffered (even though it was honest money) because it never got circulated. Banks were jampacked with people frantically waving around old stale notes that bankers were forced to put on surgical masks and gloves before handling these wads of thick greasy rupee notes.


The easiest way to beat this is by investing in bank deposits, whether fixed or recurring. But why bank deposits? Well, it can defeat inflation by increasing your returns over time, this is largely due to the periodic interest you earn little-by-little. Plus, you can take advantage of the power of compounding, which allows you to earn more money by re-investing what you've already earned on your investments. And more importantly, it gives you space to save for long-term – the longer is the time period before you need your money, the less concerned you’ll be over short-term market volatility.


In other words, you become more wealthy than what you already are, without having to work for it. Thereby reaching your goals at a much faster rate. 


In order to make money, you have to spend money, and by spending, I mean to invest a little. My only advice for beginners and those who have suffered losses is to 'be wise about it'. Start with yourself first by learning all about investment empowerment right here. After all, this is still not a subject taught to school children in India, so it won't be easy starting from scratch, especially where cash is concerned. Plus, there is so much more to investments than that of being formally educated. For example, most people only really start learning only after they've graduated college - and even then they're not ready for the big game. So here's a shortcut. Hear it from Alex, one who's had years of experience and guidance in this field of life, someone who's a business and financial mentor and strategist who's had the privilege of being involved with some of the biggest names in the finance and business world (think Robert Kiyosaki, Jordan Belford, Tony Robbins, Keith Cunningham, Tom Wheelwright, Jay Abraham, and more).


Knowledge is no doubt the absolute power! Investing in yourself first is the wisest step to take.


Financial knowledge changes a person. It unknowingly improves your self-being. You're more aware of what is happening in the financial and business world. Your skills, therefore, are sharpened. You are at the very edge of your seat because you have invested in bettering yourself. It's the biggest perks of this program.

Nay, you are the greatest asset of this program.

Here's a quick round-up of why you should look into investment as an option -

  • Grow your money (obvious)
  • Save for retirement
  • Earn higher returns
  • Start and expand a business
  • Reduce taxable income
  • Portfolio diversity
  • Growth opportunity

And here's a rounded-up infographic on "why you should invest". (Skip to the bottom of this page for our course details)


As per the stats as well as the International Monetary Fund (IMF) themselves, India, which is already on the top 3 of world's fastest developing country, is most likely to become one of the largest economies of the world by 2025. You will not want to be left behind while the rest of your neighbours are shaping up for a better future. But, before you jump right into investing in a bank or a company or a business, dig in through our courses first and learn from the best. See what really drives successful investors who don't have to stress out about work or money once they turn 35 - 45 years of age by getting the Power To Me course on Investment Empowerment, or grab the complete 4-level program with over 15 sessions each. That includes video sessions, video transcripts downloadable materials and other tools to get you started on the right path. Losing money on wrong investments is no joke.


Our Investment Empowerment program currently covers the following sessions -

  • The Power of an Effective Investment Goal
  • The Power of Investment Mapping
  • The Power of Compounding
  • The Power of Due Diligence
  • The Power of Shares and Mutual Funds
  • The Power of Real Estate Investing
  • The Power of Commodities
  • The Power of a Diverse Portfolio
  • The Power of Sound Advice
  • The Power of Growth
  • The Power of Proximity
  • The Power of Giving
  • What is your Greatest Investment?
  • Action is the Ultimate Power


If you're interested in other empowerment programmes, check out Personal Empowerment, Financial Empowerment, and Business Empowerment.


Got any investment questions? Go ahead and drop us a mail!